Algebra

How to factorise quadratic expressions without guessing

By Mr Gan · O-Level E Maths · Updated July 2026 · 8 min read

To factorise ax² + bx + c, find two numbers that multiply to give a × c and add to give b. Use these two numbers to split the middle term, then factorise by grouping. This "split the middle term" method works for every quadratic that factorises nicely — including when a is not 1 — and replaces guess-and-check with a reliable, repeatable process.

Why "trial and error" fails under exam pressure

Many students learn to factorise x² + 5x + 6 by guessing pairs of brackets until something works. This is fine when a = 1 and the numbers are small. It falls apart the moment a is not 1, or the numbers get larger — students either guess wrong repeatedly and run out of time, or give up and lose the marks entirely.

The method below works identically every time, regardless of the size of a, b, or c. Learn it once and every quadratic factorising question becomes the same 4-step process.

The method: split the middle term

Step 1

Multiply a × c

Step 2

Find 2 numbers that multiply to a×c and add to b

Step 3

Split bx into those 2 terms

Step 4

Factorise by grouping

Watch the whole method in about a minute: split the middle term, then factorise by grouping.

Worked example 1 — when a = 1

Factorise x² + 7x + 12.

Solution

1
Here a = 1, c = 12, so a × c = 12.
2
Find two numbers that multiply to give 12 and add to give 7 (the value of b). Testing factor pairs of 12: 1×12, 2×6, 3×4. The pair 3 and 4 works: 3 × 4 = 12, and 3 + 4 = 7.
3
Split the middle term 7x into 3x + 4x:
x² + 3x + 4x + 12
4
Factorise by grouping — take out common factors from each pair of terms:
x(x + 3) + 4(x + 3)
5
Both groups now share the common bracket (x + 3). Factor it out:
(x + 3)(x + 4)

Quick check: expand your answer back out. (x + 3)(x + 4) = x² + 4x + 3x + 12 = x² + 7x + 12. Matches the original — correct. This 10-second check catches sign errors before they cost marks.

Worked example 2 — when a is not 1

Factorise 6x² + 11x + 3. This is where guess-and-check usually breaks down — the systematic method handles it exactly the same way.

Solution

1
Here a = 6, c = 3, so a × c = 18.
2
Find two numbers that multiply to give 18 and add to give 11 (the value of b). Testing pairs of 18: 1×18, 2×9, 3×6. The pair 2 and 9 works: 2 × 9 = 18, and 2 + 9 = 11.
3
Split the middle term 11x into 2x + 9x:
6x² + 2x + 9x + 3
4
Factorise by grouping. Group the first two terms and the last two terms separately, then take out the common factor from each group:
2x(3x + 1) + 3(3x + 1)
5
Both groups share the common bracket (3x + 1). Factor it out:
(3x + 1)(2x + 3)

The step students get wrong

In step 4, the number factored out of each group must leave identical brackets in both groups. If your two brackets don't match, you've either paired the split terms in the wrong order, or made an arithmetic slip. Reorder the two middle terms (swap which one comes first) and try grouping again — the order you split them in can affect how cleanly the grouping works.

Handling negative numbers

The same method works when b or c is negative — the sign just changes which factor pair you're looking for.

Sign of c
Same signs
Different signs
c positive
Both factors same sign as b
c negative
Factors have opposite signs

Example — negative c: factorise x² + 2x − 15

1
a × c = 1 × (−15) = −15. Need two numbers multiplying to −15, adding to +2.
2
Since the product is negative, the two numbers have opposite signs. Try 5 and −3: 5 × (−3) = −15 ✓, and 5 + (−3) = 2 ✓.
3
Split and group:
x² + 5x − 3x − 15 = x(x + 5) − 3(x + 5) = (x + 5)(x − 3)

Example — negative b and positive c: factorise x² − 9x + 20

1
a × c = 1 × 20 = 20. Need two numbers multiplying to 20, adding to −9.
2
Since the product is positive but the sum is negative, both numbers are negative. Try −4 and −5: (−4) × (−5) = 20 ✓, and (−4) + (−5) = −9 ✓.
3
Split and group:
x² − 4x − 5x + 20 = x(x − 4) − 5(x − 4) = (x − 4)(x − 5)

Special case — difference of two squares

When a quadratic has no middle term and both remaining terms are perfect squares with a minus sign between them, it factorises instantly without the split-the-middle-term method:

a² − b² = (a + b)(a − b)

Example — factorise 9x² − 25

1
Recognise both terms as perfect squares: 9x² = (3x)² and 25 = 5².
2
Apply the difference of two squares formula directly:
9x² − 25 = (3x + 5)(3x − 5)

Recognise this pattern instantly: "something squared minus something squared" with no middle term is always difference of two squares. This appears constantly in O-Level algebra, including hidden inside algebraic fraction and equation questions — spotting it saves significant time over the full split-the-middle-term method.

What to do when it doesn't factorise nicely

Not every quadratic has whole-number factors. If you can't find a factor pair that works after checking all reasonable options, the quadratic likely doesn't factorise over integers — this is a signal to use the quadratic formula or completing the square instead, particularly if the question says "solve" rather than "factorise." Whichever method you reach for, it usually needs the basic moves from simplifying algebraic expressions to keep the working clean.

Don't force it

Spending several minutes hunting for a factor pair that doesn't exist wastes valuable exam time. If a × c doesn't have a factor pair that adds to b within a reasonable number of tries, move to the quadratic formula or completing the square — especially if the question explicitly says "solve" rather than "factorise."

Bonus tip — use your fx-97SG to check whether it factorises at all

Before spending time hunting for a factor pair, you can use the calculator's Equation mode to find the roots directly. If the roots come out as whole numbers or simple fractions, you now know exactly what your brackets should be — no more guessing whether a factor pair even exists.

On the fx-97SG CW (ClassWiz)

1
Press the Menu key, select the Equation app, and press OK.
2
Select Polynomial, then select ax² + bx + c = 0.
3
Enter your coefficients in order — a, then b, then c — pressing = after each one.
4
Press = once more to see the first root, and press = again to see the second root.

On the fx-97SG X

1
Press MODE and select EQN.
2
Select Degree 2 (quadratic).
3
Enter a, b, and c in order, pressing = after each.
4
The calculator displays both roots — press = to toggle between them.

Turning the roots back into factors

Take worked example 2 from earlier: 6x² + 11x + 3. Entering a = 6, b = 11, c = 3 into Equation mode gives roots x = −1/3 and x = −3/2.

1
For each root x = p/q, the matching factor is (qx − p). Root x = −1/3 → factor (3x + 1). Root x = −3/2 → factor (2x + 3).
2
Combine: (3x + 1)(2x + 3) — matching the answer from the split-the-middle-term method.

How to use this in the exam: the calculator does not show your working, so this is a verification tool, not a substitute for knowing the method — most O-Level questions specifically ask you to show factorisation steps. Use Equation mode to instantly confirm whether a quadratic factorises nicely before you commit time to the split-the-middle-term method, and to double-check your final brackets are correct.


Frequently asked questions

Why do I multiply a × c instead of just using c?

When a = 1, a × c is just c, so the shortcut still works. But when a ≠ 1, the two numbers you need must multiply to a × c (not just c) for the grouping step to produce matching brackets. This is what makes the method work consistently regardless of the value of a.

Does it matter which order I split the middle term in?

Usually not, but occasionally swapping the order of the two split terms makes the grouping step work more cleanly, particularly when a is not 1. If your first attempt at grouping doesn't produce matching brackets, try reversing the order of the two terms before assuming you made an error.

What if there's a common factor across all three terms first?

Always check for and remove a common factor before applying the split-the-middle-term method. For example, 2x² + 10x + 12 should first become 2(x² + 5x + 6), then factorise the bracket normally to get 2(x + 2)(x + 3). Skipping this step makes the numbers unnecessarily large and harder to work with. This same factorised form is what you need whenever a quadratic sits on top of or below a fraction bar, as in algebraic fractions.

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